Christian led organizations are called to care for people, steward resources wisely, and protect the organizations entrusted to them. Yet many for profit Christian owned companies, churches, ministries, and faith-based organizations may not fully understand one of their most significant areas of organizational risk: employment-related claims.
In this episode of the Encouragement for Work Podcast, Mark A. Griffin sits down with Kyle Johnson, Corporate Counsel at Brotherhood Mutual Insurance Company, for an important conversation about Employment Practices Liability (EPL), insurance coverage, and the role strong HR practices play in protecting Christian organizations.
Kyle brings a legal and insurance perspective to a subject every leader should understand. Employment decisions, workplace complaints, allegations of discrimination or harassment, termination decisions, and other employee-related matters can create significant financial, legal, and reputational exposure for an organization.
The challenge is that many leaders may assume their existing insurance provides protection without fully understanding what is and is not covered.
For example, Brotherhood Mutual offers Employment Practices Liability coverage as an endorsement to its standard General Liability policy rather than as a standalone policy. Yet, according to information provided by Brotherhood Mutual’s underwriting department, only about 43% of its CMP customers currently have EPL coverage.
That raises an important question for Christian leaders:
Do you really know how your organization is protected if an employment-related claim occurs?
In this episode, you’ll learn:
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- What Employment Practices Liability coverage is and why it matters for churches, ministries, and other Christian organizations.
- Where organizations can unknowingly have gaps in coverage and why leaders should understand their policies before a workplace issue occurs.
- Why insurance alone isn’t enough. Strong HR policies, effective employee and manager training, clear reporting channels, good documentation, and appropriate responses to workplace concerns can all help reduce organizational risk.
- How HR practices and insurance protection work together to help safeguard the organization, its employees, its leadership, and the mission it has been called to fulfill.
- What leaders should be asking their insurance provider now, rather than waiting until an employee complaint, termination, allegation, or lawsuit exposes a potential gap.
This episode is for business owners, pastors, executive leaders, board members, HR professionals, and anyone responsible for protecting and stewarding a Christian organization.
Listen & Learn
Protecting your organization isn’t simply about purchasing insurance or creating policies. It requires leaders to understand their risks, put sound employment practices in place, train their people, and prepare before a difficult situation occurs.
Being proactive can help protect your people, your organization, and ultimately your ability to carry out your mission.
Concerned about your organization’s current HR practices, policies, or employment-related risk? An IHN HR Assessment can help uncover gaps and identify opportunities to strengthen your HR systems before they become larger problems.
Contact us today to learn how we can help your organization Align. Strengthen. Advance.
The post Podcast: Protecting Your Organization: Employment Practices Liability, HR, and Organizational Risk appeared first on IHN HR.
